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Contribution scale

Contribution scale: you can choose the level of contributions

The retirement credit in the Pension Fund depends on the individual contribution scale that is chosen.

Insured members can choose between the contributions scales “normal”, ”superior” and “excellent”. The choice is made when you join the Pension Fund. If written notification is not received, the “normal” contribution scale applies. A change is possible every year on 1 July. The chosen contribution scale does not have any impact on the employer’s contributions.

While the “superior” scale entails the payment of 1 percent higher contributions by the insured member and results in a correspondingly higher retirement credit compared with the “normal” scale, the contributions and credit in the case of the “excellent” scale are 2 percent higher.

Normal contribution scale

Age Contributions to retirement plan Retirement credit*  
Level Insured person Company total
up to 24
25–34 6,5 11,0 17,5
35–44 7,5 13,0 20,5
45–54 8,5 17,0 25,5
55–65 9,5 19,0 28,5

Superior contribution scale

Age Contributions to retirement plan Retirement credit*  
Level Insured person Company total
up to 24
25–34 7,5 11,0 18,5
35–44 8,5 13,0 21,5
45–54 9,5 17,0 26,5
55–65 10,5 19,0 29,5

Excellent contribution scale

Age Contributions to retirement plan Retirement credit*  
Level Insured person Company total
up to 24
25–34 8,5 11,0 19,5
35–44 9,5 13,0 22,5
45–54 10,5 17,0 27,5
55–65 11,5 19,0 30,5

Insured members can used the pension calculator to estimate the influence of the contribution scale on the development of retirement savings.